Commercial Credit Team Lead

Company: Amerantbank
Location: Hollywood
Posted on: February 14, 2026

Job Description:

Job Description Job Description The Commercial Credit Team Lead is responsible for the credit portfolio administration and monitoring of credit quality for the commercial loan portfolio. This position also entails leading and supervising a team of portfolio managers that will support the business segments in the monitoring, maintenance and origination of new and existing loans based on credit programs and policy, in close coordination with the business segments. Responsibilities: Responsible of overseeing staff with providing transactional support assisting Relationship Managers with the creation of proposals, term sheets, and credit memos while maintaining clear understanding of the Bank’s credit programs and policy and its adherence. Reports to supervisor all deviation from credit programs and policy. Responsible for coordinating efforts with other bank units such as Credit Administration, Loan Operations, Credit Services, Processing Unit, and Credit Risk to streamline processes and maintain accuracy of reports and credit quality of the portfolio. Responsible for coordinating the annual review process of existing credit relationships; recommend changes in risk rating as deemed appropriate. This includes calculating covenant testing and risk rating trigger requirements as needed. Identify, track and monitor credit policy exceptions, review credits with loan covenants and verify compliance. Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports. Responsible for coordinating and streamlining loan origination process for Relationship Managers to facilitate the approval process. Reports to supervisor all loan origination process issues identified. Responsible in providing support in developing, enhancing and promoting new/existing loan products. Responsible of supervising, coaching, training, and mentoring other team members in order to enhance their knowledge of the position and provide better support to the Relationship Managers. Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues. Assist management with ongoing projects. Other duties, as assigned. Minimum Education and/or Certifications Requirements: Bachelor’s degree in business, accounting or finance required. Master’s degree preferred OR 7 years of commercial & retail portfolio management experience in lieu of education. Formal credit training required. Minimum Work Experience: 10 years of professional experience in lending and/or portfolio management field and/or credit analysis. Knowledgeable of banking products and documentation. T echnical and/or Other Essential Knowledge: Thorough understanding of the Bank’s credit procedures, programs and policy. Accounting and credit principles. Proficiency in Microsoft Suite is required; experience in SQL is a plus. Salesforce, nCino, FIS IBS experience is a plus. Sound time management and organizational skills required. Well organized and systematic. Must possess strong communication skills.

Keywords: Amerantbank, Miami , Commercial Credit Team Lead, Accounting, Auditing , Hollywood, Florida