Commercial Relationship Manager III
Company: South State Bank
Location: West Palm Beach
Posted on: November 25, 2022
A Commercial Relationship Manager is responsible for originating
commercial loans and for cross-selling Bank products to commercial
accounts. Incumbents are expected to meet or exceed production
Interviews loan applicants, and collects and analyzes financial and
related data to determine the general creditworthiness of the
prospect and the merits of the specific loan request.
Establishes, and negotiates terms under which credit will be
extended, including the costs, repayment method, and schedule and
Collects and analyzes information that reflects the current
creditworthiness of customers and the current merits of existing
loans. May obtain information through direct inspection of the
applicant's business and/or collateral, review of interim financial
reports, personal interview, and other means.
Presents loan requests to the executive loan committee when the
proposed loan dollar volume exceeds the department's lending
Authorizes or rejects overdrafts in depository account within
Monitors loan repayment activities and takes necessary action to
collect from past-due accounts.
Advise customers, where possible, concerning business management
and financial matters.
Serves as a contact officer for non-borrowing accounts and loan
customers for matters relating to other bank services.
Develops new business by contacting prospects and customers,
cross-sells bank services.
Prepares lending activity reports for department management.
Keeps abreast of local and national economic, financial, political
and legislative events and climates which could have an impact on
corporate and commercial lending activities.
Participates in community affairs to increase the bank's visibility
and to enhance new business opportunities.
Maintains professional and community relations to increase the
bank's visibility and new business opportunities, and to further
Performs other specifically assigned duties.
Requires strong knowledge of personal computer, Microsoft Office
and other software used in department.
Must be able to prepare documents and compose business letters and
Must be able to maintain confidentiality of customer and employee
Must be a self-starter and able to work independently.
Requires a strong sense of urgency, initiative, and drive to
complete tasks correctly, with emphasis on working with and through
people in the process.
Must be able to work at a faster than average pace and able to
Must be accustomed to professional, business office environment in
manner and dress. Must demonstrate excellent human relation skills
with customers and bank associates. Must be willing to participate
as a team member. Must be committed to the Banks mission and
Provides commercial loans in compliance with the Bank's policies
Bachelor's Degree in Business, finance or equivalent work
experience in related field and 3-5 years of previous commercial
lending experience in a bank or loan setting
Keywords: South State Bank, Miami , Commercial Relationship Manager III, Executive , West Palm Beach, Florida
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