Senior Underwriter

Company: Momentum Solar
Location: Miami
Posted on: April 10, 2021

Job Description:

Momentum Solar is a premier residential solar provider with offices throughout the U.S. Founded in 2009, Momentum has grown exponentially over the past decade. We implement the entire solar process to ensure a seamless transition to renewable energy.

Job Overview

Momentum Solar is seeking an experienced Senior Underwriter responsible for the underwriting of new consumer loan applications by accurately reviewing the application details and due diligence documentation. This position holder will render decisions within their authority limits for credit approval. They must have a thorough understanding to follow policies and procedures within the Underwriting Department. Senior Underwriters will be responsible for showing leadership and guidance to the Junior Underwriter.

Responsibilities

• Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products e.g., final reports, tax returns, credit reports to ensure all necessary information is included for approval
• Cross-train within the department & assist with additional duties as needed
• Communicate regularly with related lending professionals, such as the sales team, loan processors, and management, to secure all required documents
• Analyze highly complex financial and credit information according to internal underwriting standards, investor guidelines, and federal regulations.
• Mentor staff on training issues and underwriting systems while keeping management informed of specific ongoing issues that need immediate attention.
• Perform accurate analysis of any loan file with any degree of difficulty and effectively transmit underwriting decision to production/processing staff both orally and in writing
• Assist Production and Processing staff by interpreting loan files and answering general and specific loan file questions
  
  Skills Required
  
  • 5 years of progressive underwriting experience required
  • Bachelor's degree from a four-year college or university.
  • Knowledge of creditor financial analysis techniques and investor requirements.
  • Excellent verbal and written communication along with exceptional attention to detail.
  • Ability to work in a fast-paced environment making quick decisions while adhering to sound underwriting discipline
    Momentum Solar is an Equal Opportunity-Affirmative Action Employer - Minority / Female / Disability / Veteran / Gender Identity / Sexual Orientation / Age.
    
    Powered by JazzHR
    
    LZ7C8AM04d

Keywords: Momentum Solar, Miami , Senior Underwriter, Other , Miami, Florida