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MORTGAGE LOAN PROCESSOR - FLORIDA

Company: FirstBank PR
Location: Miami
Posted on: January 16, 2022

Job Description:

**LOAN PROCESSOR - FLORIDA****Job Summary:**Responsible for processing residential mortgage loans through activities such as processing loan documentation by verifying the accuracy of the loan application against the supporting documents provided by the customer and/or the loan officer, or other reporting agencies, maintain loan records andfiles. Updates and enters loan data into computer system.**Essential Responsibilities:**-- - Process residential mortgage loan applications.-- - Opening and inputloan information in the computer.-- - Assist loan officer and underwriter in obtaining financial information and documentation.-- - Request, review for accuracy credit reports, and other required documentation.-- - Follow up on pending documentation.-- - Review, evaluate and update the file as soon as verifications or reports are received.-- - Update applicable tracking fields in the loan system.-- - Log and maintain required information in HMDA-LAR and the computer loan file for accurate compliance and reporting.-- - Provide applicants with all compliance-disclosure documents under applicable regulations.-- - Maintains compliance with TILA, ECOA, FCRA, Flood Disaster Protection Act, Insurance Agency Selection, CRA, RESPA, HMDA and Fair Housing Act and other regulations as applicable.-- - Prepare loan packages for underwriting, according to instructions and/or procedures for the particular applicable program.-- - Inform the immediate supervisor of any discrepancy between the loan application and the information received, after proper verification.-- - Prepares/send residential commitment letters or notice of denial, as applicable.-- - Follow up on receipts of the acceptance of the commitments, record cancellations or withdrawals.-- - Follow up on credit contingencies andother commitment requirements.-- - Prepares the final Good Faith document.-- - Transfer file to Loan Closer for proper follow-up.**Education and Skills:**-- - 3 years of experience as loan processor, preferred-- - Must have MS Office knowledge-- - Knowledge of Encompass Mortgage System, preferred-- - Experience in mortgage lending processing and knowledge of FNMA and FHA guidelines, preferred-- - Knowledge of working in a paperless mortgage system. Able to handle a large pipeline of loan applications and close within 30 to 45 days of application date.-- - Ability to work under pressure, with changing priorities.-- - Good mathematical, and verbal / written communication skills.Attention to details.-- - Good understanding of financial institution products and services.-- - Excellent written, oral, and presentation skills.-- - Strong analytical and time management skills.-- - Attention to details.**EOE/D/V/M/F/DFWP**

Keywords: FirstBank PR, Miami , MORTGAGE LOAN PROCESSOR - FLORIDA, Other , Miami, Florida

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