Company: First Citizens Bank & Trust Company
Location: Pompano Beach
Posted on: October 13, 2019
Supports the Banks mission through effective sales and service,
targeted business development efforts and community involvement.
--The Business Banker (BB) is responsible for developing and
managing business banking relationships in accordance with FCBs
core values and prescribed sales process in an assigned area.
--Primary focus is on loan and deposit production and fee income
generation. --The position manages a large portfolio of business
relationships and serves as the primary contact for borrowing needs
while engaging bank partners to help provide business services to
meet the customers full range of needs. --The BB II targets
business customers with loan needs from $500,000 - $2,000,000;
however, the BB II may manage larger relationships as approved by
his/her manager and in conjunction with appropriate support from
Credit Administration.Sales: --Develop & implement a business
banking sales plan to achieve monthly sales and profitability
objectives outlined in the Banks sales program expectations.
--Identify needs and sell all bank products to broaden and deepen
relationships with customers and prospects, adhering to the Banks
prescribed sales process. --Utilize bank sales tool. --Develop and
utilize centers of influence to help generate referrals.Portfolio
Management: --Manage a portfolio of larger business credits and
provide financial solutions that address client needs. --Maintain
high level of product knowledge to enable the sale of lending,
deposit and business services products, and the referral of retail
and wealth products. --Prepare credit packages for review and
approval by credit partners. --Perform loan servicing duties to
ensure conformity with loan terms and conditions. --Assist in
collection of loan delinquencies in a timely manner. --Interview
loan applicants and originate loans for centralized approval.
--Recommend appropriate denied loans for exception approval.Risk
Mitigation/Compliance: Monitor portfolio performance take action
necessary to ensure compliance with goals/standards for watch list
credits, charge offs, loan documentation exceptions, loan servicing
expectations and CRA activity. --Escalate problem loans as needed.
--Complete all required compliance and credit training and adhere
to all compliance policy.Partnerships: --Maintain a productive
working relationship with Business Services partners and other
corporate divisions, bringing sales partners into client
relationships as needed to manage the total financial services
relationship for our customers and prospects.Community: --Represent
the Bank in various civic and community functions to further
enhance the Bank's image and development of additional
Basic Qualifications:Bachelor degree with a minimum of 3 years
banking experience in business lending, credit or business
development.-Or-High school diploma or GED with a minimum of 7
years banking experience in business lending, credit or business
developmentAdditional Requirements:Financial analysis and credit
Founded in 1898 and headquartered in Raleigh, N.C., First Citizens
Bank serves customers in 18 states and the District of Columbia.
For over 100 years, customers have trusted First Citizens with
their money --- and their futures. Today, First Citizens is the
largest family-controlled bank in the nation and the sixth-largest
bank franchise headquartered in the Southeast with more than $30
billion in assets. We employ more than 6,000 associates who are
focused on helping our customers achieve a lifetime of success.
First Citizens operates more than 570 branches in Arizona,
California, Colorado, District of Columbia, Florida, Georgia,
Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma,
Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and
West Virginia.First Citizens Bank. Forever First--. Member
FDIC.Equal Opportunity/Affirmative Action
Employer/Minority/Female/Disability/VeteranIf you need special
assistance or an accommodation in applying for employment at First
Citizens Bank, please contact our Human Resources department.
Keywords: First Citizens Bank & Trust Company, Miami , Business Banker, Other , Pompano Beach, Florida
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